No one expects to be involved in a car accident, but when they are, they do expect insurance to cover their losses. Unfortunately, numerous car accident victims find themselves involved in insurance disputes with the responsible parties’ insurance providers. When that happens, what right do Massachusetts residents have?

The problem with insurance companies is that they are in business to make money. The only way they can do this is by paying out as little as possible when claims come piling in. So, when a victim makes a claim, that claim will either be quickly denied or a low-ball settlement may be offered. They can get away with this by citing various policy exclusions, lapsed policies or a victim’s failure to file a claim on time — among various other things.

People are often willing to fight when claims are denied, but too few are willing to do so when an unfair settlement offer is given. The simple truth is, one doesn’t need to take the initial settlement offer. There are those who may believe that refusing means they will walk away with nothing. That is just not the case. With assistance, it may be possible to demand more successfully.

Car accident victims in Massachusetts who believe they are being taken advantage of by insurance providers have every right to seek an opinion on the matter from the legal counsel of their choosing. An experienced attorney will have the ability to review the details of one’s case, calculate a fair settlement offer and help one negotiate better terms. If insurance disputes cannot be resolved through the negotiations process, it may be possible to fight the issue in court.